EPIC brings together the most respected people and organizations in Policy, Research, and FinTech

Our Experts

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Erin Currier | Pew Charitable Trusts

“We need to understand the most pronounced drivers of income volatility, how those drivers differ across the income distribution and by demographic groups, and what their short- and long-term repercussions are to family financial health and economic mobility.”

Advisory Group

● About Our Advisors

Each EPIC issue has a unique Advisory Group. The Advisory Group plays an integral role in the EPIC process, providing overall strategic guidance and feedback. Members are carefully selected for their expertise in the field and their diversity of thought. Their input and participation helps ensure that we have a level of dialogue and knowledge synthesis that is thorough and goes beyond usual sound bites.

● Income Volatility Advisors

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Marla is Chief Executive Officer of FS Card and a member of the company’s board of directors. Prior to FS Card Marla served as Assistant Director of Card and Payment Markets at the Consumer Financial Protection Bureau. Marla previously spent seven years in a variety of functions at Capital One. Marla graduated from Stanford University Graduate School of Business with an MBA, and also earned a BS degree in Economics from University of Pennsylvania, Wharton.

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J. Michael Collins is faculty director of the Center for Financial Security at the University of Wisconsin, Madison. He is the Fetzer Family Chair in Consumer & Personal Finance in the School of Human Ecology, an Associate Professor at the La Follette School of Public Affairs, a family economics specialist for UW-Extension, Cooperative Extension, and an affiliate of the Institute for Research on Poverty and Center for Demography and Ecology.

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Maureen Conway serves as Vice President for Policy Programs at the Aspen Institute and as Executive Director of the Institute’s Economic Opportunities Program (EOP). Ms. Conway founded EOP’s Workforce Strategies Initiative (AspenWSI) and has headed up workforce research at the Aspen Institute since 1999.

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Fiona Greig is the Director of Consumer Research for the JPMorgan Chase Institute. Previously, Fiona served as the Deputy Budget Director for the City of Philadelphia from 2012 through 2014 and as an Adjunct Professor at the University of Pennsylvania. Prior to that, Fiona was a consultant at McKinsey & Company for five years, consulting public and social sector clients on strategy, operations and economic development.

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Darrick Hamilton is the director of the doctoral program in public and urban policy, and jointly appointed as an associate professor of economics and urban policy at The Milano School of International Affairs, Management and Urban Policy and the Department of Economics, The New School for Social Research at The New School in New York.

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Chuck Howard is a current PhD candidate in the Marketing and Behavioural Sciences Division of the Saunder School of Business at the University of British Columbia. Chuck has a Bachelor's degree in International Economics and Finance from Ryerson University. He joined the PhD program in 2014 and his research interests include the causes and consequences of prosocial and antisocial consumer behavior, tax policy, and issues pertaining to methodology and ethics.

🔗 FULL PROFILE

Elisabeth Jacobs is Senior Director, Research, and Senior Fellow at the Washington Center for Equitable Growth. Her research focuses on economic inequality and mobility, family economic security, poverty, employment, social policy, social insurance, and the politics of inequality.

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Kevin Jordan is the senior vice president of national programs for Local Initiative Support Corporation, where he directs their family income and wealth building work. In his role, he helps LISC implement their comprehensive community redevelopment strategy,

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Jonathan Professor of Public Policy and Economics at the NYU Wagner Graduate School of Public Service and Executive Director of the Financial Access Initiative at New York University. His research focuses on finance and inequality.

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Tim Ogden (@philaction or @timothyogden) is managing director of the Financial Access Initiative at NYU and executive partner at Sona Partners, a thought leadership communications firm. He is co-author of Toyota Under Fire, and author of the forthcoming Experimental Conversations, a collection of interviews with economists conducting field experiments on poverty alleviation. He has developed and edited more than 20 books, including award-winning business books on innovation and marketing. In addition to blogging regularly for SSIR, he serves as editor-in-chief of Philanthropy Action and as a contributing editor for Alliance magazine.

🔗 FULL PROFILE

Caroline Ratcliffe is a senior fellow and codirector of the Opportunity and Ownership initiative at the Urban Institute. An expert on asset building and poverty, she has published and spoken extensively on poverty, emergency savings, alternative financial-sector products, and welfare programs and policies. Ratcliffe has evaluated programs aimed at moving low-income families into the financial mainstream and studied how welfare programs and policies affect families' economic well-being. Her research also examines persistent childhood poverty and how it relates to adult success.

🔗 FULL PROFILE

Rachel Schneider is the Senior Vice President, Insights and Analytics, for the Center for Financial Services Innovation (CFSI). In this position, Schneider serves as an industry expert on the underbanked marketplace, identifying new innovations, analyzing trends and managing ongoing consumer research. She coordinates relationships with academic and industry research partners and collaborates with financial services companies and others regarding strategy development and product design related to the underbanked market.

Participating Organizations

● About The Organizations

Here is a snapshot of the many organizations represented among our survey respondents, convening participants, and written content. Our collaborators and participants include world-class economists, think tank scholars, widely-published journalists, financial service providers, high-level government officials, and more.

● Government & Non-Profits

  • Consumer Financial Protection Bureau (CFPB)
  • U.S. Department of the Treasury
  • Center on Financial Services Innovation (CFSI)
  • The Federal Reserve
  • Economic Policy Institute
  • The Pew Charitable Trusts
  • U.S. Department of Labor
  • Washington Center for Equitable Growth
  • CFED
  • American Enterprise Institute
  • ProPublica

● Academics & Researchers

  • University of Wisconsin -Madison
  • The Milano School of International Affairs
  • University of British Columbia
  • NYU Wagner Graduate School of Public Service
  • Georgetown University
  • University of Kentucky
  • Johns Hopkins University
  • Yale University
  • New York University
  • University of California -Berkeley
  • University of Chicago
  • University of Washington

● Private Sector

  • Fenway Summer LLC
  • FS Card Inc.
  • JPMorgan Chase & Co. Institute
  • Even
  • Intuit
  • Honest Dollar
  • Putnam Investments
  • FlexWage
  • Morningstar, Inc.
  • Prudential
  • Activehours

● Related Items

EPIC
INCOME VOLATILITY|CONSUMER DEBT

Income volatility is not a discrete, boutique problem. It's a new normal for American households.

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